NZBGet is a free, open-source NZB downloader known for its speed, lightweight design, and extensive configuration options. It’s compatible across desktops (Windows, Linux, Mac) and devices like NAS systems, routers, and media players, making it easy to integrate into nearly any setup. Docker images are also available for popular architectures, allowing for easy deployment across a wide range of systems.
A browser-based interface makes it easy to manage and monitor downloads from any device. For advanced users, NZBGet has automation tools, including support for custom scripts, RSS filters, and RPC API for in-depth configuration to streamline large-scale downloads and automate much of the process.
To access Usenet newsgroups with NZBGet, you’ll need a Usenet subscription.
Wide compatibility: NZBGet isn’t limited to desktops—it also runs on NAS devices, routers, and media players, allowing it to run with nearly any setup.
Docker images: Easily deploy NZBGet on a wide range of systems using Docker images for popular architectures.
Browser-based interface: Manage NZBGet from any browser, making it easy to control downloads from your PC, phone, or tablet.
Resource-efficient: NZBGet uses as little as 32MB of RAM, ideal for low-powered or older devices without compromising performance.
Fast downloads with repair capabilities: Includes intelligent PAR (Parity) file verification and multi-core repair, quickly recovering incomplete files and minimizing download issues.
Advanced automation: Supports custom automation through scripts, RSS filters, and an RPC API for full control over the download process.
Actively maintained and updated: Regular updates bring new features and optimizations, making NZBGet one of the most modern and up-to-date NZB downloaders.
(Image credit: NZBGet)
Performance
NZBGet is one of the fastest NZB downloaders available, performing well even on low-end hardware. It uses minimal resources, making it a solid choice for devices with limited processing power or memory, such as NAS devices, routers, and other low-power systems where efficiency is key.
Features like multi-core repair and automatic retry handling ensure that downloads remain smooth and uninterrupted, even when dealing with incomplete or corrupt files. NZBGet can recover and repair these files in the background without requiring manual intervention.
Installation and Setup
The installation process is straightforward, with versions available for different platforms. On desktops, simply download and run the installer. Setting up on NAS devices or routers requires more technical knowledge, but the official NZBGet website has manuals to guide you through both installation and custom configuration.
Once installed, NZBGet’s browser-based interface makes the initial setup quick and easy. Users can configure download folders, adjust server settings, and customize preferences.
Adding Your Usenet Server Settings:
To begin downloading, you’ll need to add your Usenet server settings. Here’s how to do it:
Open NZBGet’s browser Interface: Open NZBGet in your web browser.
Navigate to Settings: Click on the "Settings" button in the top menu, then go to ‘NEWS-SERVERS’.
Add Server Information: In the "NEWS-SERVERS" enter your Usenet provider's details, including the server address, port, and the username and password for your Usenet account.
Test Connection: After entering the server information, click “Test Connection” to make sure NZBGet successfully connects to the Usenet server.
Save Settings: Once the connection is successful, click “Save all changes” to store your server settings.
(Image credit: NZBGet)
Pricing
NZBGet is free and open-source, with no costs or premium tiers. You can download the software directly from the official website or the NZBGet GitHub page.
Support
Extensive setup guides and documentation are available on the NZBGet website that covers installation, configuration, and troubleshooting. There is also an active NZBGet Discord channel where users can ask questions, share tips, and get support from the community.
Final Verdict
NZBGet is one of the best NZB downloaders, and it’s free. Beginners will appreciate its simple setup and interface, while intermediate and advanced users will like the customizability and automation capabilities. Whether you’re running it on a dedicated NAS, an older PC, or a low-powered device, NZBGet’s performance and flexibility make it a top choice.
Less Annoying CRM is a straightforward platform designed with simplicity in mind, making it one of the best CRM platforms for small businesses and solo entrepreneurs. It was founded in 2009 by two brothers, who focused on making it as easy to use as possible - or in other words ‘less annoying’ than other platforms on the market.
The platform keeps things simple with a single-tier pricing plan: $15 per user, per month. You get all the features, no surprises or extras to buy. You'll find essentials like contact management, task tracking, and pipeline visualization — just the basics without overloading you.
It's not the most advanced CRM out there, but a user-friendly interface and great customer support make up for it. The company clearly prioritizes small businesses, from its product design to its business practices, making it a great fit for those seeking a hassle-free CRM.
Less Annoying CRM: Core capabilities
Less Annoying CRM provides a straightforward approach to customer relationship management, emphasizing essential features without adding unnecessary complexity. The contact management interface is user-friendly, making it easy to add custom fields to meet specific business needs.
The platform integrates leads within its pipeline management feature, helping users track them from initial contact to final sale, offering a visual representation of the sales process. During my testing, I found the pipeline view clear and easy to understand. However, the customization options for the pipeline are limited compared to more advanced CRM solutions, which may be a drawback for businesses with complex sales processes. If advanced features are what you need, I recommend checking out out Salesforce CRM review for a complete CRM platform, or our HubSpot CRM review for a free option.
Less Annoying CRM also includes basic sales forecasting and reporting tools. Users can create simple reports on pipeline status and sales performance, but it lacks the advanced analytics and predictive features present in some enterprise CRMs. For small businesses and solopreneurs, this level of reporting might suffice, but those needing deeper data analysis may find it lacking.
Less Annoying CRM's cloud-based platform is accessible from any device with internet access, removing the need for separate mobile apps. I found the mobile interface responsive and easy to navigate, allowing quick updates and access to customer information while on the go. However, there are no downloadable apps for iOS or Android.
I liked how Less Annoying CRM handles task management and calendar integration. It sends daily email digests with upcoming tasks and events, but syncing with Google Calendar and Outlook turns the CRM into a central hub for managing customer interactions and personal schedules.
Email integration is another core capability that Less Annoying CRM manages well. Users can BCC a unique email address to automatically log correspondence with contacts in the CRM. This simplifies keeping communication records current without needing manual data entry after each interaction.
While it covers the basics of contact management, lead tracking, and simple reporting, Less Annoying CRM lacks some advanced features of larger CRM systems. For example, it does not have built-in marketing automation tools or extensive third-party integrations.
The platform balances flexibility and simplicity in customization. Users can add custom fields and adjust pipelines to some degree, but the options are not as extensive as those of more complex systems. This level of customization is likely adequate for many small businesses, but those with specific or evolving needs might feel restricted.
For security-conscious users, Less Annoying CRM offers 256-bit encryption following industry best practices. While this provides a solid data protection foundation, businesses in regulated industries should further evaluate whether these security measures meet their compliance requirements.
How easy it Less Annoying CRM to use?
Less Annoying CRM lives up to its name with a user interface focused on simplicity and easy navigation, making a one of the best CRM for small businesses. Upon logging in, I noticed the clean design that presents key information without overwhelming users. The main dashboard gives a quick view of upcoming tasks, recent activities, and pipeline status, allowing easy access to essential data without sifting through multiple menus.
The interface has a logical layout, with clearly labeled tabs for contacts, calendar, tasks, and settings. During my testing, I found most features within a few clicks, showcasing the thoughtful design. The muted yet professional color scheme creates a distraction-free environment for users to concentrate on their work.
Less Annoying CRM 's web-based platform adapts well to different screen sizes and devices, allowing users to access data from desktops, laptops, tablets, or smartphones. However, I noticed that advanced accessibility features like screen reader optimization or high-contrast modes are not present, suggesting room for improvement.
Customization options in Less Annoying CRM balance flexibility with simplicity. Users can add custom fields to contacts and companies for tailored data collection. Creating custom pipelines is also straightforward, easier than in some complex CRM systems. While this level of customization suits many small businesses, those needing specialized workflows might find options somewhat limited.
Onboarding resources are a strong point for Less Annoying CRM. The platform offers a comprehensive help center with detailed articles and video tutorials on various system aspects. These resources are well-organized and easy to follow. The company provides free phone and email support to all users, including trial users, which is helpful for small businesses without dedicated tech support.
An intuitive design and focused features contribute to a fast learning process. In fact, I was able to navigate core functions of the CRM comfortably within a couple of hours. For most small business users, I estimate full proficiency can be achieved within a few days to a week of regular use, depending on specific needs.
But while the simplicity of Less Annoying CRM is a strength for many, some users may see it as a limitation. Those used to more feature-rich CRM systems might find the streamlined interface lacking advanced functionalities. However, this simplicity is intentional and aligns with the platform’s goal of providing an easy-to-use solution for small businesses.
Less Annoying CRM integrations
Less Annoying CRM offers a small number of integrations, however through Zapier you can unlock many more. (Image credit: Less Annoying CRM )
Less Annoying CRM provides a limited selection of integrations to meet essential business needs, falling short of larger CRM platforms. It offers a few pre-built integrations focusing on key functionalities like email syncing, calendar management, and data import/export. But my evaluation showed that these native integrations cover basic requirements for most SMBs.
But, Less Annoying CRM's integration with Zapier significantly enhances possibilities, allowing users to link it with thousands of other applications. I found creating Zaps to be easy, enabling automated workflows with tools I frequently use.
For advanced users and developers, Less Annoying CRM offers an API for custom integration and data synchronization with third-party applications. API documentation is thorough and well-structured, providing detailed explanations and examples for different endpoints. I appreciated the inclusion of OAuth 2.0 support, which improves security for API integrations.
In terms of reliability and performance, Less Annoying CRM shows a commitment to high data management standards. During my testing, I found data synchronization to be consistent and timely, with no noticeable delays or discrepancies. The company also utilizes "Uptime Robot" to monitor their site and quickly resolve downtime issues.
Less Annoying CRM’s integration options are adequate for many small businesses, but those seeking a broader range of pre-built connectors might find the selection limited. Ironically, the focus may lead some users to rely more on Zapier or custom API integrations to connect with their complete suite of business tools, increasing complexity.
While the help center provides basic information, I also found myself wanting more detailed guides and best practices for setting up and maintaining connections with other software. Some additional information could be particularly useful for users new to integrating various business applications.
How good is Less Annoying CRM customer support?
Less Annoying CRM is known for its strong customer support. The company provides two main support channels: email and phone, available from 9 am to 4:30 pm US Central Time, Monday to Friday. While this schedule may not suit all time zones or after-hours needs, it covers standard business hours for many small business clients.
I personally found email support to be prompt and helpful. Phone support offers immediate help for urgent matters. However, Less Annoying CRM currently does not provide live chat support, which could be a drawback for those who prefer instant messaging for quick questions.
Self-service resources include a help center, which is thorough and well-organized, with numerous articles and guides on various platform features. During my search, I found the search function effective, quickly guiding me to information. There's also video tutorials, which are especially beneficial for visual learners or those who like step-by-step instructions.
I liked that customer support is entirely free, even for trial users. Less Annoying CRM's commitment to accessible assistance aligns well with the companies goal of being user-friendly. It's a refreshing change in an industry where premium support usually incurs extra costs.
While it does not publicly share specific response and resolution times, user testimonials suggest that email responses are generally quick, often within a few hours. Resolution times may vary based on issue complexity, but the support team appears focused on providing timely solutions.
A key limitation is that customer support is currently available only in English during CST working hours. This could be a significant issue for users from different locations and cultures. As the company grows, addressing this gap would be a big help when expanding to international markets.
Less Annoying CRM plans and pricing
Less Annoying CRM offers one price, making a picking a plan incredibly simple. (Image credit: Less Annoying CRM )
Less Annoying CRM truly reflects its name with a clear pricing model that stands out in the complicated CRM landscape. The company offers one all-inclusive plan priced at $15 per user per month, billed monthly. This straightforward approach removes the hassle of navigating multiple tiers or understanding feature limitations, a refreshing change compared to many competitors.
The $15 plan grants full access to all features of Less Annoying CRM. This includes unlimited contacts, custom fields, pipelines, and a full suite of tools like contact management, lead tracking, task management, and reporting. I appreciated the absence of hidden fees; the advertised price is exactly what you pay.
A big advantage of using Less Annoying CRM is that there are no long-term contracts. Users can cancel anytime without penalties, providing flexibility for businesses with changing needs or those wanting to test the service without commitment. The month-to-month billing suits small businesses and startups wary of lengthy agreements.
Less Annoying CRM offers a 30-day free trial. Longer than the typical 14-day trials from many competitors, the extended period allows potential users to thoroughly evaluate the platform before committing to a paid subscription. The trial is fully functional, with no feature restrictions, offering a genuine experience of the paid version.
The company does not publicly advertise discounts or bundles. But for businesses planning to have more than 10 users, they offer personalized assistance to discuss needs and possibly arrange custom plans.
Priced at $15 per user per month, Less Annoying CRM is more affordable than many feature-rich enterprise solutions while offering more functionality than most free CRMs. The inclusion of unlimited contacts and storage at this price point is especially noteworthy, as many competitors charge extra for higher limits.
Less Annoying CRM: Verdict
Less Annoying CRM truly lives up to its name by providing a simple and user-friendly solution designed for small businesses. I found its simplicity to be its strongest asset, offering essential features without the complications of larger systems.
The platform features an easy-to-navigate interface, clear pricing, and responsive customer support, making it appealing for businesses wanting a straightforward approach to customer relationship management. While it may not include some advanced functions typical of enterprise CRMs, Less Annoying CRM delivers core features in an easy-to-understand way.
I think Less Annoying CRM is ideal for small businesses, startups, and individual entrepreneurs who value ease of use and cost over extensive customization and detailed analytics. Its clear approach to contact management, pipeline tracking, and task organization allows users to quickly adopt a CRM system without a difficult learning curve or hefty financial commitment.
The original incarnation of Quicken personal finance software has been around for many years, but it was joined a while ago by this, Quick Simplifi. With so many people using apps to get their personal finances in order on the go, Quicken Simplifi is a great option. This is an affordable package, which works really well on mobile devices meaning that it’s also super convenient to use.
There are personal finance app rivals, of course, especially from the likes of Rocket Money and YNAB, both of which offer a similar array of features and functions while staying reasonably affordable into the bargain. However, Quicken Simplifi is still one of the cheapest ways to get those personal finances into better shape and keep them that way.
The great thing about Quicken Simplifi, aside from its competitive price point, is the way that it lets users control all aspects of the personal finance landscape and can help manage money much more effectively. And, just like the best budgeting apps, there are tools and user options that will allow you to keep on top of personal finances and help plan for the future too. It’s one of the handiest personal finance apps you can have on a mobile device.
Quicken Simplifi is one of the most affordable of all the personal finance apps (Image credit: Quicken Simplifi)
Quicken Simplifi: Pricing
One very appealing aspect of Quicken Simplifi is its price point. Quicken is often available by way of an offer and currently the same applies to Quicken Simplifi thanks to a 50 percent off deal, which takes the monthly cost from $5.99 down to a hugely affordable $2.99 a month, billed annually. This was correct at the time of writing, but could obviously always be subject to change. There’s a 30-day money-back guarantee too, which is handy if you’re not sure quite how well Quicken Simplifi will suit your needs.
Quicken Simplifi: Features
If you’ve ever experienced the original incarnation of Quicken you’ll know that it comes packed with features. Quicken Simplifi takes the usability feel of its bigger brother and presents a wealth of features in a much more mobile-friendly environment, which makes it ideal if you like to organise personal finances on the move. There is a desktop edition but Quicken Simplifi works really well when you’re dipping into those features and functions on your phone.
Although there are fewer power tools than the standard issue Quicken, this is a great app especially for anyone with more of a casual interest in staying financially organises. Getting your money into an organized state is central, but there’s also the option to get alerts, create reports and plan for the future too using Spending Watchlists. The great thing about all this is the way that the graphic-drive interface presents the figures.
The Quicken Simplifi interface is slick but features a powerful feature set (Image credit: Quicken Simplifi)
Quicken Simplifi also boasts tools for projected cash flows and investments. There’s a credit score tracker and detailed reporting whenever it’s needed. Better still, the management of all this data can be done very easily, with all manner of options for sorting and organising accounts, payees, bills and transactions. Again, the impressive graphics help drive the experience and make it much less stressful than some more sober personal finance packages.
Quicken Simplifi is great for getting a handle on how your finances are doing (Image credit: Quicken Simplifi)
Quicken Simplifi: Performance
Quicken Simplifi speeds along very efficiently in mobile guise, although the iOS edition does feel slightly more nimble for some reason. Considering the software can be hooked up to over 14,000 financial institutions, it always performs admirably and a lot of that seems to be down to the carefully honed interface. Using Quicken Simplifi in the desktop environment is just as rewarding, plus there’s the added benefit of more screen real estate to get the most from its many features and functions.
Quicken Simplifi has a powerful set of tools that work great in the app (Image credit: Quicken Simplifi)
Quicken Simplifi: Ease of use
Much like the rest of Quicken Simplifi, the setup process is wonderfully straightforward. The app can be downloaded for both iOS and Android, with the Apple-focused edition feeling just that little slicker, and that has to be followed by an account setup procedure. Once that’s in place, the app can be connected to your financial accounts, which allows the software to paint a full picture of your financial situation within the software. The more accounts connected, the clearer the overview.
Quicken Simplifi has a very user-friendly interface (Image credit: Quicken Simplifi)
Quicken Simplifi: Support
Quicken has been around a long time, so it comes as no surprise to find that the levels of help and support found within Quicken Simplifi are as good as ever. The software is very intuitive and simple to get your head around anyway, but should a question or issue arise there’s a chatbot to get started. If that doesn’t solve a quandary, live help can take its place. However, there are also lots of resources and articles within the setup that tackle pretty much everything contained in Quicken Simplifi.
Quicken Simplifi benefits from comprehensive support if it is needed (Image credit: Quicken Simplifi)
Quicken Simplifi: Final verdict
If you’re really not keen on paying anything to keep your personal finances organised then Rocket Money’s free edition might do the trick. However, Quick Simplifi is hard to resist for the small monthly outlay (even less if you can bag one of the frequent Quicken deals) and for that you get a whole bunch of great power tools. Quicken Simplifi is super easy to use too, with a mobile interface that is second to none while the desktop edition isn’t bad either.
When it comes to selecting best budgeting apps and personal finance software, most of us are looking for something quick and easy to use. Time is money, so having something like Rocket Money close at hand makes total sense. As its creator’s state on the website, Rocket Money is an app that has been designed to help you save more and spend less. What’s more, there’s a free version although the real value comes from the Rocket Money Premium edition.
Either way, Rocket Money is a great tool that is available for both iOS and Android, along with a very good desktop incarnation for good measure, that is one of the best-looking creations out there. It’s easy to use and chock full of features with the bonus of credit reporting that adds additional value to an already impressive package. On top of that, there are everyday tools for tracking spend, monitoring expenses and also managing subscriptions.
Admittedly, some might find the paid-for incarnation of Rocket Money a little more than they wanted to lay out. However, there are enough features and functions that make Rocket Money feel like good value, although it faces competition from the likes of perennial favourite Quicken and also Simplifi.
Rocket Money comes in desktop and app editions. (Image credit: Rocket Money)
Rocket Money: Pricing
The good news is that Rocket Money is initially free to use, with a straightforward download and setup procedure that introduces you to its core features. However, in order to access the more useful Premium features, there’s a suggested monthly fee of $10 and you can actually choose whether or not to pay more or less between $3 and £$12, presumably depending on what you think of it. Whatever route is taken, the billing cycle is an annual one, which might not appeal if you prefer more of a pay-as-you-go approach to personal finance apps.
Rocket Money offers a range of financial tools within its slick interface. (Image credit: Rocket Money)
Rocket Money: Features
Once the Premium edition has been accessed, there are plenty of features that make Rocket Money feel like the outlay has been justified. First up, the app or desktop edition both offer a view of personal finances in simple but very vivid colour, with a comprehensive breakdown of personal finances being the main appeal. There are useful nudges to help with future spending and it’s also possible to setup alerts to ensure that spending never gets too wayward.
Another useful tool is the negotiator option, which can pick through your ongoing bills and scour the deals out there in order to find a way of shaving costs. Meanwhile, the Net Worth tool brings everything together and allows for much better planning when it comes to future finances. Similarly, there’s a credit scoring tool that can assist with seeing how you’ll fare in terms of securing loans and the like.
One of the novel features that lots of people don’t really think about is having the ability to find and cancel any unwanted subscriptions. This is a neat tool that can help curb spending, especially on things that might have slipped under the radar. Add on financial goal tools, budgeting assistants and some funky widgets within the interface and it’s a solid enough package.
The Rocket Money app experience offers an insight into finances on the go. (Image credit: Rocket Money)
Rocket Money: Performance
There’s plenty of appeal when it comes to the performance characteristics of Rocket Money. This is a lean and mean app, with a desktop edition to match, and it speeds along very nicely in either scenario. Naturally, as you’d expect from software that is dealing with personal finances, there’s also 256-bit encryption, which is standard fare for bank-level processes. That means connecting to bank accounts is simple, straightforward and, crucially, secure too.
Rocket Money: Ease of use
Rocket Money is certainly an easy thing to use, whether you head for the app option or prefer a desktop variant. There’s some of the usual signing up to be done first, as well as connecting to your financial accounts, but once this is done and plugged in, progress is wonderfully straightforward. A lot of this is down the layout of the interface, which is good on the eyes for app and desktop alike. The graphics are clear and concise while there’s a clever use of colour where it’s needed most, especially when it comes to breaking down spending habits.
Rocket Money is easy to use either via the desktop website or the excellent app. (Image credit: Rocket Money)
Rocket Money: Support
The ease of use mentioned above is a good thing as support is a little on the thin side. However, there is an email or chat facility if needed, but the great thing about Rocket Money is its simplicity. Spend some time checking out the demo or free version, which will give a good grounding in the basics, and it seems unlikely that you’ll come unstuck after advancing to the Premium edition.
Rocket Money: Final verdict
Rocket Money is a good option for anyone who needs to manage their personal finance situation more effectively. The free version is worth bypassing to get the full benefit of this app though, with either the mobile or desktop Premium editions really offering the best potential. Expect a sumptuous graphical interface, with lots of power tools that will enable you to stay on top of every aspect of your finances. Some of the reporting could be a tad better and ditto for the investment tracking potential, but Rocket Money is otherwise very solid indeed.
The world of personal finance has lots of options when it comes to managing your money. Pocketsmith is a budgeting app that helps you do just that, but it’s also great for helping to plan for the future with a suite of features and functions that take the pain out of personal finance planning.
This is an app with a strong desktop focus with versions for MacOS, Windows and Linux too, but there’s also the option to use it via the app, which is available for iOS and Android. Another appealing aspect of Pocketsmith is that the folks behind it have made moving from another app, like the much-missed Mint, for example, very easy indeed.
Pocketsmith lets users move their accounts, transactions and associated categories across and into the Pocketsmith domain with very little effort. As you’d expect from any decent financial app, there’s also bank-level 2FA security plus the option for customising the software to suit your own personal needs.
Pocketsmith comes in desktop and app editions plus there's a UK specific edition outside of the US. (Image credit: Pocketsmith)
Pocketsmith: Pricing
There are currently three different options when it comes to using Pocketsmith, aside from a free version that is minimalist to say the least. Things kick off with the Foundation package, which costs $119.95 a year or $14.95 a month. This is followed by Flourish, which is $199.95 annually or $24.95 per month.
Top of the pile is the Fortune package, which costs a sizable $319.95 a year or, alternatively, $39.95 per month. Paying more means Pocketsmith becomes more potent and allows access to more connected banks. A UK edition is also available, with pricing to suit as shown in the image above.
Pocketsmith works well as a desktop package but there are app editions too. (Image credit: Pocketsmith)
Pocketsmith: Features
Pocketsmith comes fully featured, with a host of tools that not only help track expenses but let users keep tabs on their overall spending, plan for the future and also get on top of any outstanding debts. When it comes to monitoring accounts and related transactions there are a wealth of tools at your disposal. Pocketsmith makes it easy to connect to live bank feeds and this extends to in excess of 12,000 financial institutions around the globe.
This is enhanced by the fact that Pocketsmith can handle multiple currencies and can update its data dynamically based on the daily rates of any selected accounts. Even if this is complicated by multiple accounts and currencies, Pocketsmith allows users to categorise, label and annotate any spend, so that it’s easy to keep track on what’s going on with your personal finances.
Pocketsmith also has a powerful array of budget and planning tools. There’s the capacity for producing cash projections with a very generous limit of up to 60 years in the future on the top tier package. Similarly, the flexible way Pocketsmith lets users schedule upcoming bills and budgets makes light work of staying organised. The app rounds things out nicely with a decent set of reporting tools, which offers up cashflow statements and gives an insight on net worth.
The Pocketsmith app experience offers a very detailed insight into finances. (Image credit: Pocketsmith)
Pocketsmith: Performance
Pocketsmith works best in the desktop environment, where all that beefy data can be properly managed without the limitations of a small screen. However, the apps perform just as swiftly as the version used through a web browser, despite the fact that there’s quite a lot going on. Pocketsmith has many different features and functions, so the designers have done a great job at ensuring everything keeps ticking over, even if you’re working on predictions that go way into the future.
Pocketsmith: Ease of use
While there is a free version of Pocketsmith, this is a very simplistic edition of the software and is probably best avoided if your finances are more nuanced. Once the paid tiers are accessed there’s a lot more to understand, with a whole host of features and functions that require time and not a little patience to master. The interface, both on the desktop and mobile editions, is slick enough, but there is quite a lot going on. The base level edition makes a lot of sense, but it’s still not exactly bargain-basement.
Pocketsmith is relatively easy to use although it boasts a very detailed interface. (Image credit: Pocketsmith)
Pocketsmith: Support
There seems to be a decent community spirit present on the Pocketsmith website, with lots of fellow users keen to share their enjoyment of the personal finance organiser. Elsewhere, in terms of proper support, there’s a chunky Learn Center that has a huge array of different articles on how to use the core aspects of Pocketsmith.
These range from basics, such as getting started right on through to reporting and net worth topics. If all else fails, there’s also a Contact Us button in order to get direct support, which takes users initially to a chat-style dialog box where it’s possible to input questions and queries.
Pocketsmith: Final verdict
Pocketsmith isn’t really going to work for anyone who has a fairly simple personal finance setup that doesn’t require them to crunch lots of data. The free version is very basic, however, so the real value comes from one of the three paid-for packages. The downside with these is the expense involved, with the premium package only a realistic option for the well-heeled with super complex financial matters to unpick.
Making a splash in the eSIM marketplace, Sim Local offers various plans for travelers who don’t wish to encumber themselves with physical SIM cards or pricey roaming fees. With coverage in over 150 countries, 5G-ready connectivity, and kiosks at major airports, this eSIM for international travel promises convenience and cost-effectiveness. But does it deliver? Let’s check out the deets.
Sim Local: Plans and pricing
(Image credit: Sim Local)
Sim Local’s worldwide presence comes with numerous plan options. You may choose local options for all of the supported countries, and even some specific territories within them (e.g. Azores). Then, there are regional eSIM packages that include Europe and the Caribbean, as well as the two global plans.
For instance, the United Kingdom-specific eSIM options range from 3 GB of data for 30 days (but no calls or texts included) via Smartroam (VN) at the cost of a mere $8.75, to the Unlimited plan that covers 30 days of unlimited data, texts, and local calls, and up to 180 minutes of international calls at the price of $50.50 via Everything Everywhere UK.
If you’re seeking coverage for the European Union, then the cheapest option, which will get you 12 GB of data, 200 texts, 30 international minutes, and unlimited local calls for 14 days via Orange FR, is available at the price of $21.50. On the other side of the pricing spectrum is the ‘Europe 50 GB’ plan via Smartroam (VN) at $56.75 which, in addition to the mentioned data, supplies you with unlimited texts and local minutes for the duration of two weeks.
Planning to spend more time traveling across Europe? That is no problem, as Sim Local has an option for you as well. With its ‘Europe 70 GB’ plan via Orange FR, you’re getting more time (28 days) and GBs, in addition to unlimited local minutes and up to 120 minutes for international calls. However, the texts are limited to 1,000 units, hence the price tag of $53.50, which is lower than the 50 GB plan.
Need coverage for both the UK and the EU? Then the combined plan via LycaMobile UK will do the trick. It costs $12.50 and gets you 20 GB of data, unlimited texts and local calls, and up to 100 international minutes, during 15 days. The other option is to pay $25.25 for 100 GB of data under the same conditions as the 20 GB subscription option.
Of course, there are quite a few global options that are good for both regions, ranging from a very limited $3.75 plan (500 MB, 1 day, 99 countries) via Smartroam to the more generous $32 package (10 GB, 14 days, 155 countries) courtesy of Orange FR. Both of these are data-only.
Sim Local also offers a full money-back guarantee if you change your mind or cancel the trip, but under the condition that you haven’t yet activated your plan.
Let’s take a look at what makes Sim Local eSIM a go-to solution for travelers, both occasional and frequent:
5G coverage
As long as your device supports 5G and you’re in an area where Sim Local offers 5G coverage, you’ll be able to take advantage of the technology and its high speeds, low latency, and ultra-connectivity. If 5G isn’t active by default on your phone, you can enable it in ‘Settings’.
Hotspot-ready
Supporting the same features as physical SIM cards, the Sim Local eSIM includes the ability to set up mobile hotspots and data tethering, allowing you to share your connection without any restrictions. For example, if two people are traveling together, they can purchase one eSIM and share data through tethering.
Kiosks in over 100 airports
Sim Local has physical stores and kiosks at more than 100 airports around the world, including at London’s Heathrow, Gatwick, and WHSmith, as well as in Glasgow, Madrid, Copenhagen, Athens, Dublin, Vienna, Brussels, multiple airports across the United States, and more. This way, their employees can help you on the go.
From the get-go, Sim Local is very straightforward and intuitive. Just head over to the website, browse through the options on offer and, once you’ve made a selection, tick the box to confirm your device “is unlocked and eSIM-enabled” on the order summary page.
You’ll find the list of supported devices and models, organized in categories, on the Sim Local website. If you don’t see your phone or tablet listed here, you can ask the team directly through email or web chat. This is crucial because you don’t want to end up buying an eSIM that doesn’t work on your device.
Hitting the ‘Continue to Payment’ button will take you to the payment page, where you can select to pay via card or PayPal (whichever you feel more comfortable with). Sim Local also allows payments through Apple Pay and Google Pay if buying via phone. Enter your payment information and click on ‘Place Order.’
After your order is confirmed, it’s time to download and set up your eSIM. You can do this by scanning the QR code from the Sim Local website via the camera app on your phone. As the prompt appears on your screen, tap it and follow the instructions to install the eSIM.
Another option is to visit your device’s ‘Settings', select ‘Network & Internet’ (for Android devices), and tap the plus sign (+) next to ‘Mobile Network’ (also known as ‘SIMs’). Select ‘Connect to mobile network’ and then ‘Download a SIM instead?’. Tap ‘Use a different network’ and scan your QR code.
Alternatively, after tapping ‘Download a SIM instead?,’ select ‘Use Activation Code’ to copy and paste the provided codes. That said, just scanning the QR code is arguably the easiest option.
For iOS, the process is similar, with the exception of the particular setting called ‘Cellular or Mobile Data’ where you’ll select ‘Add eSIM’ (or ‘Add Cellular Plan’ or ‘Add Data Plan’) and ‘Use QR Code.’ If you’re installing manually, you’ll copy and paste the ‘SM-DP+ Address’ and ‘Activation Code’ sent to you with your plan details.
Regardless of which method or device you used to install your eSIM, the next step is to make sure your mobile data is using the eSIM and not your primary line (and that ‘Allow Data Switching’ is off for iOS). The aim is to avoid accidentally roaming on your existing plan and incurring massive charges.
Sim Local: Support
(Image credit: Sim Local)
Sim Local’s website has a pretty solid collection of instructions and helpful articles that cover nearly every aspect of installing and using its eSIM. If you can’t find what you’re looking for in the Help Center, then your next stop is to contact the team.
This can be done in multiple ways: by submitting a request via the website form, using live chat, messaging the team on WhatsApp, sending them an email inquiry, or calling them directly on the phone. It doesn’t matter which way you contact them - the customer support agents are available 24/7.
Sim Local delivers a compelling eSIM solution for international travelers, combining affordability, ease of use, and robust customer service. Its broad coverage and regional plans cater to various travel needs, from quick trips to extended stays. Features like 5G readiness and hotspot support add value, while the ability to buy plans in a few clicks ensures a hassle-free experience.
FAQs
Is Sim Local eSIM data-only?
Yes and no. Sim Local offers multiple plans depending on your needs and preferences. Some are data-only while others support texting and calling - much like your home provider’s physical SIM but without robbing you blind with exorbitant roaming charges.
Can I install Sim Local eSIM using a QR code?
Of course! Installing Sim Local eSIM using a QR code is supported and straightforward. However, if for any reason the QR method isn’t working for you, manual installation is described step-by-step on the website.
Which countries/regions are covered by Sim Local eSIM?
Thanks to a wide array of packages with different features, Sim Local eSIM covers over 150 countries around the world. That said, it also offers bundled plans, like the UK + Europe, and individual locations like the Azores.
If you’re going to get serious about money management then it’s a good idea to explore the best budgeting apps and personal finance software. However, if you’re after a free quick fix for your finances then NerdWallet is well worth investigating.
This is a quirky little package that works best in its app incarnation for both iOS and Android, allowing quick and easy access to lots of features and functions on the move. However, the desktop website edition offers another useful perspective on your finances, so to get the best from the NerdWallet arsenal of money tools, it’s probably best to use both from time to time.
This convenience aspect is a big pull factor for NerdWallet users, who once they’ve imported all their financial transactions into the software, can check income and expenditure in one fell swoop.
Of course, being free means that NerdWallet does have to raise revenue in other ways, which largely revolves around offering financial products and services from within the software itself. If you can live with that aspect, rather than spending money on more complex and ad-free personal finance software, it makes a lot of sense.
NerdWallet comes in desktop and app editions and can be used for free. (Image credit: NerdWallet)
NerdWallet: Pricing
NerdWallet is currently free to use, both in its desktop guise and also as the app edition, which is available for both iOS and Android. While there is no fee to pay for enjoying NerdWallet, there is a focus on the software offering finance-related deals and offers, which isn’t at all unreasonable given the overall appeal of the package.
NerdWallet offers a range of financial tools within its slick interface. (Image credit: NerdWallet)
NerdWallet: Features
One of the most appealing features of NerdWallet is its capacity for giving you access to your credit score. This can be incredibly useful for checking its current status, but also for learning about how to improve it and, also, for spotting anything that might not be right. Nestling within NerdWallet are nudges towards financial products, but that’s still worth living with for the valuable insight the software gives about your financial wellbeing.
The credit score information is dynamic too, so is useful for getting an up-to-date overview of your current financial situation as well as piecing together a more historical picture. There’s also a neat credit simulator that can help give users an idea of what would happen if a new credit card is applied for and so on. This all works nicely alongside allowing users to keep a close eye on incomings and outgoings from their bank accounts and other financial interests.
NerdWallet rounds out the appeal with a comprehensive helping of advice shop features, which can help shine the light on any aspects of personal finance that you’re not really sure about. Used regularly, the package really can help with becoming more knowledgeable about money matters.
The NerdWallet app experience offers an insight into finances on the go. (Image credit: NerdWallet)
NerdWallet: Performance
There’s a lot to like about NerdWallet and one of its most appealing aspects is the slick and simple interface of both the app editions and the desktop website. It all runs very well and, while there are financial deals and offers present on that journey, this is never enough to make you feel like going elsewhere to one of the rivals.
NerdWallet: Ease of use
As you’d expect from a quick and easy app, NerdWallet is equally straightforward to get to grips with. There’s a short sign-up process, which requires users to input personal information including a social security number, along with any relevant bank account details where the system pulls in transactional records from. It’s all well laid-out and NerdWallet follows all the same security protocols as other competitors in the personal finance space.
The app is also wonderfully simple to operate and, unlike some rival products, is easy to pick up and get the hang off. Rather than giving the user too much information, the NerdWallet approach is more minimalist and tailored. This is another aspect that makes NerdWallet useful for anyone who’s time poor and frequently checks their finances while they’re on the go, or in transit.
Meanwhile, the desktop experience is similarly slick, although it’s interesting to note that neither have exactly the same level of features and functions. It therefore makes sense to use the two in tandem where possible, though you don’t need to do this at the same time, obviously.
NerdWallet is easy to use either via the desktop website or the excellent app. (Image credit: NerdWallet)
NerdWallet: Support
A big part of the appeal of NerdWallet is the wealth of help that’s on tap, with lots of guides and advice available for no cost at all. Using the app edition, or even the desktop incarnation for that matter, is also very straightforward, so there’s really not too much that can go wrong. Setup is a no-nonsense affair, but if you do run into problems there is plenty of guidance on offer to help get you back on track, plus a support email address for registered users.
NerdWallet: Final verdict
NerdWallet has to make money somehow, so this app and website combination does present users with deals and offers along the way. However, there’s no escaping the usefulness of NerdWallet, both for getting an overview of personal finances but also for getting monetary matters into better shape. Anyone looking for a quick and easy way to do this should investigate it, although there are rivals out there that offer similarly useful options, albeit for a fee.
When it comes to budgeting apps and personal finance software, lots of folks are drawn towards free or low-budget options. However, sometimes it’s worth spending more in order to enjoy a rather more premium experience. If you care about your finances, or they can be complicated and perhaps problematical too, Monarch could be an alternative.
This software, which is supported by excellent apps for both iOS and Android, has been evolving over the last few years and is now one of the most potent power tools you can own. While it packs many of those handy everyday features and functions that other budgeting and personal finance tools offer, Monarch also boasts options that can help make life easier when it comes to more complex money matters.
However, there is indeed a cost for these extra power tools and Monarch is not the cheapest option out there in the financial software marketplace. It is possible to pay an annual fee, rather than going down the route of monthly payments, which makes the product slightly cheaper. Monarch, though, is essentially going to appeal to people who are very serious about getting their finances in order.
Monarch is a quite way to track finances without breaking the bank. (Image credit: Monarch)
Monarch: Pricing
Anyone who has been used to enjoying their preferred personal finance and budgeting apps for very little outlay will find Monarch an altogether different proposition. Currently, it’ll set you back $14.99 per month, or there’s the annual payment option for $99.99, which equates to $8.33 per month over the course of a year, which shaves a little off the outlay.
In that respect, Monarch is a premium product and, thankfully, its features, functions and overall usability go a long way to justifying the higher price.
Monarch offers tracking, budgeting and planning tools within its slick interface. (Image credit: Monarch)
Monarch: Features
Monarch revolves around three core areas, all of which will be of interest to those with a keen eye on keeping their finances in order. First up is tracking, which, thanks to the powerful interface and ease of use, makes keeping tabs on all of your accounts in one handy location a big bonus of the personal finance app. There are tools for charting your net worth by pulling in data from bank accounts, real estate, investments and more.
The next core component of Monarch is its budgeting capability. This Is not only powerful but a really well laid out aspect of the software. There are plenty of automated power tools, but the way everything is presented in delicious graphical colour makes the experience all the more impressive.
Following on from that is the third core component of Monarch and that revolves around planning and goals. Knowing what sort of shape your finances are in is one thing, but Monarch also offers lots of potential for planning for the future. Again, the way the graphics drive this section makes it a joy to use, while the power tools inside make working with your data simple but effective.
The Monarch interface is wonderfully easy to use and makes light work of budgeting. (Image credit: Monarch)
Monarch: Performance
Although there are app versions for iOS and Android, Monarch works best initially via a laptop where there is more space on screen to pick through the many and varied component parts. Again, the experience is a treat thanks to logical page layouts, great graphics and the clean, no-nonsense use of easy-to-read typefaces.
Monarch: Ease of use
Monarch is an easy thing to configure too, from linking bank accounts through to customising personal preferences. There’s even a helping hand given where it’s needed from AI elements. Better still, the way Monarch can be heavily tailored and personalised to suit your own financial situation makes it much more potent than many rivals. Transactions, in particular, is an area that can be tweaked and fine-tined with pinpoint precision.
Monarch offers plenty of support for any users who become stuck along the way. (Image credit: Monarch)
Monarch: Support
While Monarch is very nicely designed, and beautifully thought out, there is plenty of help at hand should you need any support along the way. Some of the tools and functionality do take a while to explore and exploit to their full potential and a pick through the advice pages can prove to be highly beneficial. Outside of that, there are also options for messaging support services who should be able to help with anything not covered in the comprehensive and nicely laid out Monarch website.
Monarch: Final verdict
If you lament the demise of Mint, which was an excellent personal finance software tool, it’s well worth having a look at Monarch. Even more so when you consider some of the original team on Monarch also worked on Mint back in the day. The product has evolved a lot in recent years and now has plenty going for it, although that does come at a price.
It’s also interesting to note that the Monarch website has an area that allows potential users to compare it with YNAB, Simplifi, Credit Karma and, yes, Mint too. They’re all similar and obvious rivals, but Monarch holds its own, and then some.
It’s never too early to start managing your personal finances, which is why Greenlight is such a good idea. This is a banking app and bank account combination that is designed to help younger users master the management of their money.
Unlike some personal finance software and budgeting apps, which are dedicated to helping adults take control of their spending, Greenlight adds a lighter touch to proceedings, which makes getting to grips of money more of a fun experience.
Along with giving children and teens a great grounding in managing their personal finances, Greenlight also features the option to have and use debit cards. Allowing kids to take control of their spending habits, while still enabling parents to keep a keen eye on their progress, has been hugely popular. The Greenlight app frequently gets a thumbs-up from users, while the user base is said to be over 6.5 million.
While older fans of personal finance apps such as Quicken or Simplifi are already well catered for, having Greenlight at the disposal of kids and teens is an excellent way to boost education about money matters. The added benefit, alongside the ability to maintain strong parental control, is that Greenlight has so far managed to keep costs low, making it a very affordable option for most families.
Greenlight is an affordable service that comes with three different product options. (Image credit: Greenlight)
Greenlight: Pricing
The best personal finance software caters extensively for the adult end of the market, whereas Greenlight is perfectly tailored towards kids and teenagers, much like the high-profile GoHenry product. Another bonus in that respect is Greenlight keeps things simple, with a straightforward selection of products built around an app and card combination. A free trial can be used to sample the service first too.
From there, Greenlight offers Greenlight Core, which currently costs $4.99 per month, followed by Greenlight Max at $9.98 per month and this is topped off by Greenlight Infinity. This costs $14.98 per month at the time of writing.
And, because these products come with supporting bank accounts, there is interest to be had as well. Currently, the rates sit at 2 percent, 3 percent and 5 percent accordingly. It should be noted, though, that these rates can (and probably will) change depending on market conditions.
Greenlight offers advice and guidance on every area of personal finances for kids and teens. (Image credit: Greenlight)
Greenlight: Features
As is the case with most personal finance software, more features and functions come with the pricier packages. Central to the appeal and a mainstay of all products is the debit card that comes with each account for up to five children or teenagers. There’s also a credit card option open to adult users of the Greenlight service.
The Greenlight Core package comes with the debit card, a ‘Chores, jobs and allowance’ feature and financial literacy game, designed to encourage kids to get involved with their finances. The Greenlight Max product builds on that and adds in investing for kids, 1 percent cashback on purchases plus phone, purchase and identity theft protection. It’s worth reading the small print relating to these features, however, to ensure they work for you and your circumstances.
Rounding it out on the features front are driving reports, alerts and crash detection options plus family location sharing and SOS alerts offered with the Greenlight Infinity product. Again though, the Greenlight website does have some asterisks attached to these features, so it’s important to check on any exclusions or limitations based on what you expect from the product.
Greenlight has games designed to generate the interest of kids in managing their own money. (Image credit: Greenlight)
Greenlight: Performance
Greenlight works very effectively and that’s largely down to the neat tools on offer within the app itself. There are options to set spending limits and, better still, create chores for the kids to do. These can be used in their default modes or customised to suit more unique scenarios. It’s all very well engineered and thought out, which means using the app is a doddle for both parents and kids alike.
The great thing about all this is the way the graphically-driven software delivers the information. It’s all very simple, logically laid out and the power tools, such as teens having their paychecks deposited and visible within the app, makes the Greenlight performance level very high indeed.
A more advanced feature, like the investing aspect of the service impresses too, with the reassuring line that nothing can be done without parents or guardians being involved.
Greenlight: Ease of use
Greenlight is excellent at providing features and functionality for any parent wanting to keep an eye on things, especially when it comes to the kids' spending. From the off, Greenlight encourages kids and teens to learn about managing their money and using games and other fun features with the app and website. Equally, though, parental controls are at the forefront of all three product variants, so control is never far away if you’re the parent or guardian.
The same goes for the debit card side of things because the Community Federal Savings Bank offering supplied with the Greenlight products can be fully supervised by an adult. There’s even the benefit of cashback too, so younger users can quickly learn to see the benefit of being savvy with their spending. This is a great way to do things and works in a simple but effective fashion. Greenlight does also offer a credit card option for parents if they feel the need for more plastic.
Greenlight provides a helping hand for users via an excellent assistance portal. (Image credit: Greenlight)
Greenlight: Support
Greenlight works well but anyone who does encounter issues or who has a question to ask will find the help portal very beneficial. There are lots of FAQs here, but there is also the option to ask a question via SMS, while the chat tools could prove useful too.
At the foot of the help hub page, Greenlight also offers more ways to seek assistance with a text number, email button and phone number all being at customer’s disposal. Help is apparently offered 24 hours a day, 7 days a week with some holiday hours variations.
Greenlight: Final verdict
Alongside a product like GoHenry, the options presented by Greenlight are very appealing and, perhaps, slightly more substantial. The company offers options that sit right up there next to the best personal finance software apps, but the focus on kids and teens is a masterstroke. The product options are also very practical, offering useful guidance on how to manage money while also allowing parents to keep a close eye on spending habits.
With three product variants that are affordable too, Greenlight has done a great job at making money management interesting and fun. At the same time though, it gives kids and teens the ability to take control of their own finances, with plenty of options for parents to ensure that things never get out of control.
CreditKarma is part of the Intuit company, which also owns the likes of TurboTax, Quickbooks and Mailchimp. It’s been designed to make life easier when it comes to monitoring personal finances, with tools that cover everything from credit ratings and card ownership through to offering help with tax and accounts.
Adding to the appeal are options for handling everyday essentials on the money front as well as guidance on loans plus home and auto matters. CreditKarma comes with a sign up for free option for anyone just curious as to how useful if can be to them. Intuit reckons over 130 million members are already part of the CreditKarma club, which suggests it must be doing something right although it's not as appealing as the now defunct Mint app, also owned by Intuit.
One of the most important issues relating to the best personal finance software packages is ease of use. Convenience and time-saving features are vital, which is some that Credit Karma aims to offer. So, if you find staying on top of monetary matters a chore and welcome help when it comes to filing tax returns or optimising how you spend and save, CreditKarma could be worth exploring.
You'll need to sign up for an account prior to being able to use CreditKarma. (Image credit: CreditKarma)
CreditKarma: Pricing
The best personal finance software market is a competitive one, which means that Intuit has to provide value for money when it comes to CreditKarma services. The initial sign-up process can be done for free, which is obviously appealing.
Naturally, with something that comes as free initially, CreditKarma can also tend to provide the user with a bewildering blizzard of financial products. The deeper you get into its offerings, the more this seems to intensify. It’s fine for anyone looking for such things, but this can also detract from the initially appealing free stance.
CreditKarma offers advice and guidance on every area of personal finances. (Image credit: CreditKarma)
CreditKarma: Features
CreditKarma works by offering free access to your credit score and, from there, allows much more effective management of personal finances. It’s a sort of helping hand, offering guidance as to the best way to move forwards, which could be a real boon for anyone who struggles with managing personal money matters.
Once you’ve signed up for an account, you’ll have your own log-in details, which will enable you to peruse personal credit scores from the leading names including TransUnion and Equifax. Being able to do this at your leisure and whenever it suits can be very handy as is the suggestions CreditKarma makes to help you navigate your money management chores.
CreditKarma also offers lots of free advice even if you don't go on to become a subscriber. (Image credit: CreditKarma)
CreditKarma: Performance
Many of use lead such busy lives that staying on top of personal finances can be tricky. So aside from the desktop website, CreditKarma works best when it’s used via the app. This means it’s quick and easy to tap into the incredible array of help and guidance using Intuit’s large-scale volumes of data. It also means that checking the latest deals of loans, credit cards and mortgages can be done on-the-go too.
Such is the level of information offered, both via the desktop website and through the app, Intuit has done a great job and users of CreditKarma might end up finding it their won one-stop shop when it comes to managing personal finances. It’s all here, and everything seems to flow very nicely indeed too. So, it’s a thumbs-up to CreditKarma on the operational front.
CreditKarma: Ease of use
As expected, the slick CreditKarma website and app combination works every bit as easily as other products in the Intuit portfolio. This is a big company, with seemingly endless resources so it’s little wonder that using the CreditKarma features and functions is a breeze. However, it’s interesting that Intuit also owns budgeting app Mint, which was very popular with lots of people.
Since the acquisition though, Intuit has closed down the apparently loss-making Mint and now points customers in the direction of CreditKarma. Some users who have done this report that it’s not such plain sailing and another complaint is that there are less budgeting features and functions on offer compared to Mint. However, CreditKarma does make it immediately obvious that it is more concerned with offering advice on credit scores. And for that purpose, it seems to work well enough.
(Image credit: CreditKarma)
CreditKarma: Support
There’s not too much to go wrong with CreditKarma as the areas where it gives you an overview of your credit scores and the information relating to how that is shaped proves straightforward. In that respect, it seems unlikely that help will be needed for users dipping in and making the most of the free service. Anyone who does come unstuck is pointed to the Help Center, which is, in essence, an online portal offering predetermined answers to questions. It is comprehensive, mind.
CreditKarma: Final verdict
On initial inspection, CreditKarma is impressive enough with lots of tools that purport to help you better manage your personal finances. However, dig a little deeper and there are obviously lots of features and functions that have the potential to draw users deeper into the world of personal loans, offers of credit and other such schemes.
There’s nothing wrong with that per se, but anyone using CreditKarma who isn’t confident with their own financial management processes will want to tread carefully. It doesn’t cost anything to sign up, so CreditKarma is worth an experimental look. The comprehensive advice sections on the website could prove handy too, but there isn’t anything here that can’t be found elsewhere, as our best personal finance software guide attests only too well.
